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+31M Americans Are Uninsured (NHS Reports)

 

Uninsured people 

In 2020, 31.6 million (9.7%) Americans of all ages were uninsured. It listed 31.2 million (11.5%) people under the age of 65. Among children, 3.7 million (5.0%) were uninsured, and among people of working age, 27.5 million (13.9%) were uninsured. The percentage of people of working age who were uninsured for one year or more (8.7%) was more than 2 times the percentage who were not insured for less than one year (4.0%). Among children, the percentage who were uninsured for one year or more (2.3%) was uniform with the percentage of those who were uninsured for less than a year (2.0%). Overall and within each duration subgroup, people of working age were more likely than children to be uninsured.



Personal coverage 

Among people under the age of 65, 173.8 million (64.3%) were covered by private health insurance at the time of the interview. It listed 56.6% with job-based coverage, 6.7% with purchased coverage outright, and 1.0% from other sources. The percentage of individual coverage was highest among non-Hispanic whites (74.6%) and non-Hispanic Asians (74.6%) compared to non-Hispanics of other races and most (51.2%), non - Dark Hispanics (48.6%), and Hispanics (44.9%). Job-based coverage was highest among non-Hispanic whites (66.5%), and direct-purchased coverage was highest among non-Hispanic Asians (10.8%).

Exchange-based coverage 

Among people in the 65 age base, 10.8 million (4.0%) are covered by exchange-based coverage. Women are more likely to have exchange-based coverage (4.6%) than men (3.4%). Exchange-based coverage was highest among non-Hispanic Asians (7.5%) compared to Hispanics (4.5%), White non-Hispanics (3.8%) and Dark non-Hispanics (3.0%) people and other non-Hispanic people and some races (2.5%). Hispanics are more likely than non-Hispanic and non-Hispanic dark people of other races and are more likely to have exchange-based coverage. Exchange-based coverage increases among those earning less than 100% FPL (2.3%) through those earning 139% to less than or equal to 250% of FPL (6.4%), and then decreases among them who have a family income of more than 400% FPL (2.8%).

Public coverage 

Among people under the age of 65, 71, 6 million (26.5%) are covered by citizen health insurance. These include 20.7% covered by Medicaid and CHIP, 3.6% by military coverage, and 3.3% by Medicare. Public coverage was highest among non-Hispanic darks (42.6%) compared with Hispanics (34.3%), non-Hispanic whites (20.2%), and non-Hispanic Asians (18, 9%). Public coverage among non-Hispanics of other races as well as many races (38.6%) was greater than among non-Hispanic whites and non-Hispanic Asians. For Medicaid and CHIP, coverage was highest among non-Dark Hispanics (33.9%) and Hispanic (30.4%) people compared to non-Hispanic Asians (15.2%) and non-Hispanic Whites (14.3 %) people. Medicaid and CHIP coverage among non-Hispanic people of other races and much (30.7%) was greater than among non-Hispanic whites and non-Hispanic Asians. Uniform patterns were observed for Medicare and military coverage. Percentages were greater among non-Hispanic dark people as well as non-Hispanic people of other races and more than among other races and groups of Hispanic origin.

Coverage among people aged 65 and over 

Among older people (aged 65 and over), 39.8% were covered by private insurance (with or without Medicare), 31.8% had Medicare Advantage, 12.1% had only traditional Medicare, 8.7 % had some other coverage (including military coverage without Medicare), 6.8% were covered by Medicare and Medicaid (dual compliant), and 0.7% were uninsured (haven't got insurance).

With these statistical data, it is an opportunity for United States insurance companies to obtain fixed data about anyone who has not applied for health insurance. Some well-known insurance companies in the United States include:

Blue Cross/Blue Shield, The Regence Group, Regence BlueShield, Regence BlueCross BlueShield of Oregon, Regence BlueCross of Idaho, Premera BlueCross BlueShield of Utah, Premera Blue Cross, Harvard Community Health Plan, Aetna, CIGNA, GroupHealth, Humana Inc., Medica, and PacifiCare, etc.


Source: National Health Statistics Reports n Number 169 n February 11, 2022


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